Phone: (309) 736-6461   •   Fax: (309) 757-0037   •   Address: 4502 27th Street Suite K, Moline, IL 61265
KONE Employees' Credit Union Your Money Partner
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MEMBER’S CHOICE - A small step to securing your biggest dreams.

A credit union loan is all about one thing: helping make your dreams come true. It can help you buy a car or a home, and improve life for you and your family. However, when you take out a loan, you need to consider what would happen in the event of death or a disabling illness or injury. Who would make your loan payments if you couldn’t work due to a disability? Who would pay off your debts after your death?

There is an easy answer – MEMBER’S CHOICE disability and term life insurance. These types of insurance will make your payments if you were to suffer a disability or die – relieving your family of the burden at a time when you need help the most.

Insurance can be an important part of planning for your family’s future. If an unexpected event causes your income to stop, this insurance will make your loan payments. For a small additional cost, it is an excellent way to ensure your family’s financial security.

MECHANICAL BREAKDOWN PROTECTION
AUTOMOTIVE PREMIUM VALUE PROTECTION PLANS

Consider the value of your new or used vehicle. Add a service contract that provides the following features and benefits:

  • Nationwide protection
  • 24-hour roadside assistance for the term of your coverage
  • Rental vehicle assistance
  • Tire road hazard protection and trip interruption for the term of your coverage
  • Transferable coverage if you sell your vehicle before your agreement expires.
  • Fully insured program
  • Direct payment to the repair facility
  • One deductible per visit
  • Increased resale value
  • Our claims adjusters are certified by the National Institute for Automotive Service Excellence.

Compare the credit union cost to the dealer cost. Credit union costs are much lower for a better coverage.

GUARANTEED ASSET PROTECTION

Closing the gap in protecting your current and future vehicle investment.

You could lose more than your vehicle, boat, motorcycle or RV if it is stolen or involved in a major accident. You could lose your investment. Because most insurance policies only cover the value of your vehicle – something that rapidly declines during the first few years of ownership – your loan or lease balance could be higher than the value of your vehicle.

Now you can protect your vehicle, boat, motorcycle or RV investment with Guaranteed Asset Protection (GAP) GAP is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the “gap” between the vehicle’s value and the amount you still owe. Essentially, GAP protects you and your entire investment from substantial loss.

For more information contact the credit union.

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This credit union is federally insured by the National Credit Union Administration.  

Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 309-736-6461 for assistance. Products and services available on this website are available at our office located at 4502 27th Street, Suite K, Moline, IL 61265.
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