All types of loans for your convenience:
- Low Rates
- Flexible terms
- Generous loan amounts
- Convenient pre-approval
- Money saving refinancing options
- Extended warranty plans
- GAP program
- Convenient automatic payments with payroll deduction or direct deposit
- Payment protection plans
Before you make any major purchase, give our loan officers the opportunity to offer you our best rates and give you a pre-approval for your loan. Our rates are very competitive with other financial institutions around the country because we are owned by our members! We are a not-for-profit financial institution. Therefore, we can give our members lower rates.
To calculate a loan payment click here.
We also refinance loans you have with other financial institutions.
New and Used Vehicle Loans
We offer great low rates and convenient payment terms on any type of auto loan. Get pre-approved before you even go to the dealer to make sure you will get the best deal possible. Click here for a loan application you can print and mail, fax or fill in online and submit. Side by side comparisons of the total finance charges prove what looks too good to pass up from the other guy probably should be passed up. With payroll deduction from each paycheck you come out ahead! We give you many ways to research, locate, purchase and finance your new or used car, van, truck or sport utility vehicle.
To find the value of a new or used car click here.
Protect yourself and your new purchase with Credit Life and Disability Insurance, Mechanical Breakdown Protection and GAP protection. To read about the advantages of these payment protection plans click here.
Now you can pay for college the smart way with great repayment options! Together we can do this.
To learn more or to apply, please get started Here.
We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*
ISL Education Lending offers:
- Loans for college students.
- A loan option for parents and family members who wish to borrow on behalf of a college student.
- Multiple student loan refinance options.
In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.
- All loans offered by ISL Education Lending are subject to credit approval.
- Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
*KONE Employees Credit Union is compensated by ISL Education Lending for the referral of student loan customers.
The loan to have for debt consolidation, the cruise you keep putting off, that vacation you have always wanted or just paying for that special gift for Christmas, your vacation or a birthday. A personal loan is the way to go. We will fit the payments to your circumstances. Ask about our payment protection.
Savings Secured Loans
These loans allow you to use your Credit Union savings to borrow money at an attractive interest rate without liquidating your savings account. The rates are lower than personal loan rates because you are using your savings as collateral. If you are in need of money but do not want to deplete your savings, what a great way to use that money you worked so hard to save!
Recreational Vehicles and Boats
Whether you need financing for any type of RV or boat, we offer flexible terms and low rates on recreation loans to help you enjoy your free time in style.
- Terms Up to 7 years for qualified borrowers.
Attractive rates are available for all types of motorcycle loans. Get a pre-approval and value before you approach the dealer. This pre-planning will give you a great advantage when you negotiate with a dealer. Don’t forget to ask about payment protection when you apply for your loan. Click here for an online loan application.