Loan Products
All types of loans for your convenience:
-
Low Rates
- Flexible terms
- Generous loan amounts
- Convenient pre-approval
- Money saving refinancing options
- Extended warranty plans
- GAP program
- Convenient automatic payments with payroll deduction or direct deposit
- Payment protection plans
Before you make any major purchase, give our loan officers the opportunity to offer you our best rates and give you a pre-approval for your loan. Our rates are very competitive with other financial institutions around the country because we are owned by our members! We are a not-for-profit financial institution. Therefore, we can give our members lower rates.
To calculate a loan payment click here.
We also refinance loans you have with other financial institutions.
New and Used Vehicle Loans
We offer great low rates and convenient payment
terms on any type of auto loan.
Get pre-approved
before you even go to the dealer to
make sure you will get the best deal possible.
Click here
for a loan application you can print and mail, fax
or fill in online and submit. Side by side
comparisons of the total finance charges prove what
looks too good to pass up from the other guy
probably should be passed up. With
payroll deduction from each
paycheck you come out ahead! We give
you many ways to research, locate,
purchase and finance your new or used car, van,
truck or sport utility vehicle.
To find the
value
of a new or used car
click here.
Protect yourself and your new
purchase with Credit Life and Disability Insurance,
Mechanical Breakdown Protection and GAP protection.
To read about the advantages of these payment
protection plans
click here.
Student Loans
Now you can pay for college the smart way with
great repayment options! Together we can do
this.
To learn more or to apply, please get started Here.
We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*
ISL Education Lending offers:
- Loans for college students.
- A loan option for parents and family members who wish to borrow on behalf of a college student.
- Multiple student loan refinance options.
In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.
Learn more about ISL Education Lending´s offerings on their website.
Please note:
- All loans offered by ISL Education Lending are subject to credit approval.
- Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
*KONE Employees Credit Union is compensated by ISL Education Lending for the referral of student loan customers.
Personal Loans
The loan to have for debt consolidation, the cruise
you keep putting off, that vacation you have always
wanted or just paying for that special gift for
Christmas, your vacation or a birthday. A personal
loan is the way to go. We will fit the payments to
your circumstances. Ask about our payment
protection.
Savings Secured Loans
These loans allow you to use your Credit Union
savings to borrow money at an attractive interest
rate without liquidating your savings account. The
rates are lower than personal loan rates because you
are using your savings as collateral.
If you are in need of money but do not want to
deplete your savings, what a great way to use that money you worked so
hard to save!
Recreational Vehicles and Boats
Whether you need financing for any type of RV or
boat, we offer flexible terms and low rates on
recreation loans to help you enjoy your free time in
style.
- Terms Up to 7 years for qualified borrowers.
Motorcycles
Attractive rates are available for all types of
motorcycle loans. Get a pre-approval and value
before you approach the dealer. This pre-planning
will give you a great advantage when you negotiate
with a dealer. Don’t forget to ask about
payment protection when you apply for your loan.
Click here
for an online loan application.
